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Don’t Think You Need Wedding Insurance? Think Again.

Groom placing a ring on a woman's finger
Say "I do" to wedding coverage.

It’s your special day, so don’t leave anything to chance. In addition to many wedding venues requiring event insurance, here are a list of reasons why wedding insurance just makes sense.

  • 23% of wedding insurance claims are from property damage to the wedding, making it the most frequent wedding insurance claim. (WedSafe)
  • 18% of wedding insurance claims are injury or accident claims caused by things like slick floors, fist fights and poorly lit corridors or stairs. (WedSafe)
  • 30% of insurance claims are filed for vendor snafus (i.e. wrong flowers get delivered, a business closed their doors, flighty videographers, the caterer failed to show up.) (The Knot)
  • Homeowners and renter’s insurance covers the bride and groom if wedding gifts are stolen from your home or car. (Consumer Reports)
  • You can’t get insurance for a change of heart. Cold feet are uninsurable.
  • There are insurance policies that cover damage to your wedding dress. (WedSafe)
  • Some policies protect couples against severe weather, such as a hurricane, fire or tornado that cause the cancellation of a wedding.
  • If a venue doesn’t have its own insurance, couples are frequently required to provide their own liability insurance (The Knot)
  • For military couples, additional coverage is available in case an active duty bride or groom gets deployed. (The Knot)
  • The average cost of a wedding in 2019 was $28,000. (The Knot)
  • 2021 is expected to be the biggest wedding year ever – meaning vendors are busy and there are more chances of things going wrong. (The Knot)
  • 90% of weddings in 2020 were affected by COVID-19. (The Knot)
  • 56% of couples who altered their wedding plans in 2020 lost money. (Lending Tree)
  • Ceremonies: 68% of couples held ceremonies outside in 2020 and 57% in 2019. Receptions: 43% of couples held receptions outside in 2019 and 59% in 2020. Outdoor weddings increase the possibility of inclement weather and other variables. (Wed Insights)

Your wedding day should be stress-free so you can focus on the joy of getting hitched.


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This content is for informational purposes only.  Consult your actual insurance policy for details regarding terms, conditions, coverage, and exclusions.

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