Nate has been a commercial lines sales executive with PayneWest for over 20 years. Over that time, he has had the opportunity to evaluate and build customized insurance programs for almost every type of business and non-profit organization imaginable. Nate has obtained his Accredited Advisor in Insurance (AAI) and his Certified Insurance Counselor (CIC) designations. He holds both an insurance agent’s license and is also a licensed consultant. Nate enjoys the challenge of getting to know a business and its key people, understand how it works, evaluate its risks and then build an insurance program that is perfectly suited to protect them; from something as simple as your favorite restaurant down the street, to some of the complex, international high-tech computer companies based out of Bozeman.Nate was born and raised in Montana and has clients in every corner of the state; from Kalispell to Lame Deer, Plentywood to Dillon and everywhere in-between. Nate is one of several second-generation insurance professionals at PayneWest. He grew up in the business and he always knew that Insurance was the career for him. After obtaining a degree in business administration from Carroll College in Helena, where he met his wife, they set out for Boston College where she pursued her master’s degree. While they enjoyed their time back east and all the offerings of a big city, they were ready to return home to Montana after graduation. They missed all that Montana had to offer. They now have three children--Samantha, Hayden and Addison. They wanted them to have the opportunity to enjoy growing up under the Big Sky. They especially enjoy spending time at the lake in the summers and skiing the slopes in the winter. They are grateful to be a part of the PayneWest family and to call Montana home.