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COVID-19 has quickly and drastically changed our lives and the way we do business, and it is causing anxiety for employers and employees alike. While most of the news coverage has focused on health precautions one should take, the government and select contractors are now starting to restrict construction job site activity.


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While the health of the workforce is certainly important, here are PayneWest’s recommendations on what a contractor should do to secure a worksite if a government-mandated work stoppage becomes a reality.

When preparing for a mandatory or  self-imposed  shutdown,  there  are  several  considerations  to  protect  your interest as a property owner or a contractor.  First,  talk  with  your  PayneWest  service  team  professional about the implications or your pending decision or mandatory shutdown. You may have contractual requirements to satisfy and need to be well informed of the impact of your decisions on your insurance program.


The Workforce

First and foremost is to take precautions to protect the workforce while the site is still operating. As has      been recommended by health experts, the  workers  should  stay  home  if  sick  and  self-quarantine  if exposed  to someone diagnosed with COVID-19. The same should apply to a worker exhibiting symptoms of the virus.

Employers should give high  priority  to  the  cleaning  and  hygiene  on  site  in  common  areas  and  items such as door handles, handrails, portable bathrooms, etc. Provide adequate hand washing facilities and take other precautions listed in the document referenced above.

Food vendors and trucks should be asked to not visit sites or use precooked food if they do. Limit group gatherings to fewer than 10 people and practice social distancing, where possible. Limit jobsite visitors to “critical need only”.


The Job Site

In terms of the site itself, start from the outside in as you prepare for a shutdown.

  • Evaluate traffic lane closures for which you are responsible.
  • Ensure that street closure permit requirements are met and will continue to be met while the project is shut down.
  • If the site is fenced, check that all sections are in good repair and serve the intended purpose.
  • If not already in place, consider fencing the entire perimeter including road address points.
  • Satisfy your duty to warn by installing signage indicating “danger”, “no trespassing”, “keep out” or similar message that conveys potential danger.
  • Signage should be placed at intervals such that a person can see at least one sign as they approach the fence at any given point.
  • Evaluate your lighting needs to keep the work site well-lit to aid law enforcement and emergency response personnel.
  • Identify and protect confined spaces and trenches.


Onsite Security

  • Verify that any existing security systems are communicating properly.
  • Consider adding electronic surveillance  in  the  form of motion detectors and/or security cameras with adequate pixel resolution and storage capabilities.
  • Consider having a security vulnerable security assessment done. This may result in a recommendation to add site security personnel where the risk for trespassing is deemed high. Where possible monitor worksites via drive-bys for obvious signs of damageor trespassing. Do not confront would be trespassers. Call law enforcement and your PayneWest claims advocate.
  • Additionally, working alone  should  be  avoided unless there is a suitable lone worker procedure in place.

Equipment & Materials

  • Where possible, move motorized equipment to a secure, offsite location.
  • Remove and safely store keys to licensed and motorized equipment.
  • Ensure that GPS and theft prevention devices are in working order.
  • Install secure barriers around the base of tower cranes.
  • Remove portable tools and equipment from the site. Where not feasible, store such in a secure, non-visible location
  • Document the amount and condition of the materials stored on site as you shut down. In the event of a loss, this can be a valuable tool in terms of establishing proof of loss. If using video to document, make sure it is archived and retrievable.


Fire & Water

Fire damage and water intrusion are the two most common and costly types property losses on construction sites. They also contribute to project delays. Where possible, turn off domestic water supply at the source. Be aware that some equipment may need a continuous water supply to operate properly.

Water to  in-service fire  sprinkler  systems  should not be shut off without first checking with the authority having jurisdiction and your PayneWest insurance professional. You may need provide for continuous heat to protect water from freezing.

Move high value equipment and materials to a secure location. If not feasible, protect buildings materials and equipment that can be damaged by weather events or water intrusion. Ensure smoke, fire, water intrusion and motion detection devices are working properly.

Ensure that storm water management controls are in place according to plan. Shut off all utilities to the extent possible while allowing for those deemed necessary.

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