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Preferred Risk Alliance


Welcome to Preferred Risk Alliance

A new Workers’ Compensation alternative designed exclusively for high-performing PayneWest Insurance clients.  Fully owned by PayneWest, Preferred Risk Alliance can provide workers’ compensation coverage with a unique support system to keep you focused on the important things. Claims will be adjusted by specialists located in the Northwest, and enhanced risk control is provided through PayneWest with additional resources from Innovative Risk Management.

Program Qualification

  • Workers’ Compensation premium greater than $75,000 annually
  • Experience Modification factor of less than 1.0
  • Must be high performing with an exemplary five-year loss experience
  • Attend annual meetings to review results and participate in risk management training
  • For a full list of program details, click here.



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The Preferred Risk Alliance Advantage


Multi-state coverage capabilities

A+ rated issuing carrier

Performance-based dividend

Best in class members/cutting edge industry risk management techniques

Targeted risk management

Increased rate stability

Superior service providers supplemented by PayneWest Risk Management staff

Focused safety and claim information

Our ability to dramatically outperform traditional workers compensation markets