Therese is a licensed insurance consultant. She understands that the health of your organization is linked to the health of your employees. Her expertise focuses on strategies to get the highest return from your employee benefit plans. Therese is the past President of the Montana Association of Insurance and Financial Advisors. She has been one of the “go to advisors” for Health Care Reform in 2009 & 2010 while working with our Montana Insurance Commissioner and Montana Legislatures.Therese’s experience is diverse. Throughout her 13 year career with the legacy companies of PayneWest Insurance, she has been responsible for the sale and service of self funded and fully insured medical & dental plans. Therese focuses on a ‘total approach’ to benefits consulting by understanding the need, developing the strategy and budget, and consistent employee communication and education campaigns. Therese is also a licensed securities representative. She has 20 years of experience helping employees develop a basic plan and the discipline to achieve their retirement goals.