Tex has more than 25 years of experience in business insurance, with expertise in commercial construction, non-profit management and risk management practices. By providing targeted risk management with innovative insurance solutions, Tex offers an integrated approach with a focus on improving business operations.Tex is also a member of the management team for the Alternative Risk department at PayneWest. Under Tex’s guidance, our team’s experience and worldwide resources make PayneWest an industry leader in alternative risk solutions. With our first captive placement over 15 years ago, we have grown our practice to include relationships with over a dozen captive managers. With a focus on the construction, manufacturing and transportation business sectors, our goal is to provide industry-leading service and added value through education and transparency. In addition, our team created the Preferred Risk Alliance, a proprietary workers’ compensation captive serving over 45 members. Tex is a graduate of the University of Montana with degrees in business finance and economics.