Richard began his insurance career in 1983. After three years as an agency manager, he worked for Rollins Burdick Hunter until 1989, when he began his tenure with PayneWest Insurance. His extensive experience working on large, complex business accounts has helped Richard to effectively evaluate risk and identify necessary insurance needs for his clients. He knows how to communicate complicated insurance coverage information into an understandable language and gives personal, sincere, and knowledgeable representation on all of his accounts. Richard was raised in Wibaux, Montana on a farm and ranch, and later obtained his degree in Business Administration from The University of Montana.