Ski boats, fishing boats, pontoon boats, sail boats, Jet Skis and other watercraft are fun, useful and often operated by family and friends of all ages. But they aren’t covered by most standard homeowner insurance policies.

Therefore, watercraft insurance is critical. Your PayneWest Insurance advisor can help you secure the right watercraft-specific insurance policy. Our policies cover your boat of course, but they go beyond that to cover you personally should you (or a guest operator) be found liable for bodily injury or property damage to others.

In addition, we can advise you on the inclusion of specialized coverage for towing, wreckage removal, fuel spill liability, personal property carried on board and medical payments for passengers, including water skiers.