Whether public or private, schools have a unique range of liabilities and assets. And many of them combine to create complex risk scenarios. For example, some bus coverages don’t cover the kids on the bus. Some general liability policies don’t cover playground injuries to students. Basic professional liability coverage doesn’t necessarily cover computer security breaches or off-campus events.
At PayneWest, our school specialists are experts at assessing these unique scenarios and many others. They use that knowledge to create specific, custom programs that cover school systems, employees, students, structures, equipment, information, events and more. They also help schools adopt measures and practices that can dramatically reduce risks and related insurance costs. With PayneWest, schools get the guidance they need upfront, so they never have to learn the hard way.