Getting the right coverage at a competitive price, that takes more than a working knowledge of insurance products. It takes insight about the local area and the people who live and work there. Our independent insurance agents deliver this service in Cottage Grove and surrounding Lane County; we’ve been serving businesses and residents here for decades. We understand the unique needs of our industries — from timber and manufacturing to education and healthcare. In short, we know how business is done in Cottage Grove and Lane County.

Just as important, when you choose PayneWest for personal or business insurance, you can be confident that you’re covered. Our agents thoroughly review your needs and objectively analyze options from dozens of top-insurance providers, ensuring you get the right insurance. Stop by our office or give us a call, and get the local, professional insight you’ll only get from an independent PayneWest agent.


Business Auto Insurance
General Liability Insurance
Commercial Property Insurance
Employee Benefits
Professional Liability Insurance
Risk Management
Surety Bonds
Umbrella/Excess Coverage
Workers' Compensation Insurance
Farm and Ranch Insurance
Construction Insurance
Bank Insurance
Hotel Insurance


Auto Insurance
Home Insurance
Individual Health Insurance
Life Insurance
Renter's Insurance
Umbrella Insurance
Boat Insurance
Wedding Insurance
RV Insurance

Cottage Grove Team Directory

Personal Colleagues

Account Specialist
Sales Executive
Account Specialist
Account Specialist

Business Colleagues

Account Specialist
Account Specialist
Account Specialist
Account Associate


Administrative Associate
Training Specialist

Three things we love about Cottage Grove

Covered Bridges – Historic covered bridges pepper the Oregon coastline and Cottage Grove boasts some of the most beautiful. In fact, there is a Cottage Grove Covered Bridge Tour Route which covers seven bridges.  It takes about 1-2 hours to complete but is beautiful year round.  Google “Cottage Grove Bridge Tour” for more information.

Bohemia Mining Days-The event of the year! This event has something for everyone and takes place in July.  Everything from food to entertainment of all kinds, living history and museums are just a few things to look forward to at this event.  See for yourself at

Cycle the Lakes-An annual event in Cottage Grove, hosted by the Rotary Club. The routes are specifically designed to provide a beautiful tour of the area including covered bridges and like the name says; multiple rivers and streams.  There are several rides to choose from, ranging from 32 to 102 miles.